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Payments & Commerce

Mobile money, billing, reconciliation, merchant flows, and transaction visibility.

Storm Interactive builds and integrates payment infrastructure for operators, platforms, and enterprises operating in markets where mobile money is the primary financial rail. The work covers the full transaction lifecycle — from collection and routing through reconciliation, settlement, and reporting.

Mobile Money & Wallets

Mobile Money Integration

Direct integration with mobile money providers and operators — M-Pesa, Airtel Money, MTN MoMo, and others — for payments, payouts, and wallet top-ups.

Digital Wallet Platforms

Wallet infrastructure for storing value, managing balances, handling transfers, and processing payments across subscriber and merchant networks.

USSD Payment Flows

Payment collection and confirmation through USSD channels — enabling transactions for users without smartphones or data access.

Payment Gateway & Processing

Payment Gateway Integration

Integration with payment gateways for card, bank transfer, and alternative payment methods — with fallback routing and multi-provider support.

Recurring Billing

Subscription billing, instalment management, and auto-debit workflows with configurable retry logic, notifications, and dunning management.

Split Payments & Escrow

Multi-party payment flows for marketplace and platform models — with configurable splits, holds, and release conditions.

Tokenisation & Secure Storage

Payment method tokenisation and secure storage for repeat transactions — reducing PCI scope while maintaining checkout convenience.

Reconciliation & Financial Operations

Automated Reconciliation

Matching transactions across payment providers, bank statements, and internal records — flagging discrepancies and generating reconciliation reports.

Settlement Management

Settlement tracking, partner payment schedules, float management, and automated disbursement workflows.

Transaction Reporting & Dashboards

Real-time and historical transaction dashboards for finance teams, operations, and partners — with export, filtering, and audit trail capabilities.

Merchant & Partner Integrations

Merchant Onboarding

Merchant registration, verification, contract management, and onboarding workflows for payment platforms and marketplace operators.

Merchant Portals

Self-service dashboards for merchants to view transactions, manage settlements, handle disputes, and access reports.

Partner API & SDK

Clean payment APIs and integration toolkits for merchants and partners to collect payments, check balances, and trigger payouts programmatically.

Dispute & Chargeback Management

Workflows for handling transaction disputes, evidence collection, resolution tracking, and reporting — across payment methods and provider types.

How Storm delivers this

Payment projects require careful integration planning, regulatory awareness, and thorough testing before going live. Storm Interactive conducts integration discovery with each provider, builds with comprehensive error handling and retry logic, and runs end-to-end testing across all payment flows before launch.

See the delivery methodology

Presence

Operating across four African regions.

About Storm Interactive

East Africa

HQ
  • Kenya
  • Uganda
  • Tanzania
  • Rwanda
  • Ethiopia

West Africa

  • Nigeria
  • Ghana
  • Côte d'Ivoire
  • Senegal
  • Sierra Leone

Central Africa

  • DR Congo
  • Burundi
  • Cameroon
  • Congo-Brazzaville

Southern Africa

  • Zimbabwe
  • Zambia
  • Malawi
  • Mozambique
  • South Africa

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Build with Storm Interactive

Launch smarter software, stronger data systems, and more useful AI.

Bring Storm Interactive into projects that need business context, engineering discipline, data fluency, and dependable integration work.